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How Is A 4-Point Inspection Different From A Mitigation Inspection

4/3/2023

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Since everyone today is accustomed to using big words and advising people around them, they often come up with some life-changing ideas they might not even know the meaning of! 
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And when it comes to property, friends and family often emphasise getting everything checked in terms of paperwork, verifications, owner history and whatnot. Usually, when they advise about the inspection part, it becomes a general suggestion as they need help understanding the depth and benefits of conducting a property inspection. Also, a public review would suffice for every property type.

Whereas reality hits differently. Every house demands a different type of care and concern. And in a place like Dubai, properties are generally prone to wind hits and other problems that can cause contamination of the air within the property. So, today let's dig into wind mitigation inspection and understand the difference between wind mitigation and a 4-point inspection.

Wind mitigation snagging, also denoted as a windstorm inspection, is general visual scrutiny to check for the property's ability to stand against a windstorm. And for this, a property inspector goes about various testing and examinations and estimates the bearing capacity of the house against a windstorm. Where on the one hand, wind mitigation is a must in such airy locations; it isn't a compulsion by law to forcefully include wind mitigation in the overall property inspection. 

And with a report supporting the wind mitigation conducted on your property, you can be assured of how long-lasting your property is and when the need for renovations can arise.

On the other hand, a 4-point inspection is conclusive of a property snagging process of the house's roofing, electrical system, HVAC, and plumbing system. In such snagging, a certified home inspector scrutinises the above four core areas of the property. For example, if it's the roof they are inspecting, they will probably consider factors such as the type, age and condition of the roof. They will also check for mould or any additional wear and tear that has happened or might occur due to the existing situation.

The same goes for the electrical system and plumbing systems too. For the electrical part, the inspector will conduct a deep check on the wiring system of the entire house and estimate the risk factors any defective wiring could cause. And the plumbing would include a review of the existing condition of the heaters and the possibility of leaks. 

Ultimately, this 4-point inspection helps in understanding the key areas of the property and also covers the house's major systems. Therefore, a 4-point inspection finds its place in almost every property type. And as a home buyer, it can be an eye-opener to understand the problems and condition of your existing or potential home. 

How do we differentiate between the two?
The key differences are what their features involve. 

In wind mitigation, the concerned area is the roof dominantly, which means the entire snagging process would be on, around and under the roof. At the same time, a 4-point property inspection covers the house's other dimensions, i.e. the plumbing, electrical and HVAC system. Talking about the time that the process takes, wind mitigation is a short process, while a 4-point inspection would fetch more time as it covers four systems of the house. Another point of contradiction is the factor of compulsion. Where wind mitigation is entirely voluntary, the 4-point inspection can be considered a necessity as it is required during insurance documentation. 

And last but not least- the final difference boils down to the cost difference that's there between the two. Wind mitigation can be a low-budgeted process while the 4-point can cost you substantially. 

So, as we head towards the conclusion of this informative blog, we would state that whether it is a four-point inspection, a buyer's inspection or a wind mitigation, the essence of every examination comes down to the understanding a buyer perceives with the inspection report findings. And as the real estate inspection company, we at GTA Inspectors believe that the essence of any property inspection can be failed if there's any miss on our part. Hence, even with minor requirements, we ensure you are served with the best possible results.

If you want a wind mitigation inspection, remember to connect with us!

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